Rates set by The Social Security Benefits Up-rating Order 2026 (SI 2026/201). Effective 6 April 2026.Reviewed 23 June 2026

Average weekly earnings for SMP

Edited by Oliver Wakefield-Smith, Founder of Digital Signet. Last reviewed 23 June 2026.

Direct answer

What is AWE?

Average weekly earnings is your total gross earnings in the 8 weeks before the qualifying week, divided by 8. Anything paid in that window that goes through PAYE counts: salary, contractual bonus, commission, overtime. Salary sacrifice that reduces your gross pay also reduces AWE.

The 8 weeks that count

For weekly-paid employees, the relevant period is the 8 complete weeks before the QW. For monthly-paid employees, take the last 2 monthly paydays before the QW, multiply by 12 and divide by 52 (the statutory test under reg 21).

Worked example, monthly paid

You are paid 2,500 per month on the 25th of each month. Your QW starts on Sunday 14 September. The two paydays before the QW are 25 July and 25 August, totalling 5,000. AWE = (5,000 x 12) / 52 = 1,153.85 per week. 90% AWE = 1,038.46. Weeks 1 to 6 of SMP pay 1,038.46 per week; weeks 7 to 39 pay the statutory 194.32.

What counts toward AWE

What does not count

If your AWE is at or above 125 per week you qualify for SMP. Below that, see Maternity Allowance.